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Posted on 3 Jan, 2025
Overview
- Industry - Banking / Financial Services
- Functional Area - Financial Services / Broking
- Job Role - Branch / Area Credit Manager - Home Loans
- Employment type - Full Time
- Work Mode - In Office
Job Description | Role and Responsibilities
- Would be responsible for underwriting and credit appraisal of Education Institute loan and LAP files for designated region and would be the key person responsible for managing the entire process from login to disbursement within the stipulated TAT.
- Responsible for continuous interaction with Alternate Sourcing Channels, Sales, Credit support executives, operations and other stakeholders internal and external to the organization for efficient loan processing and portfolio management.
- Monitoring, mentoring and guiding a team of credit managers and Credit support executives in ensuring minimal errors and TAT in processing
- Identification of risks and providing suitable mitigates through personal discussions, visit to customer’s business place, property visits, vendors visits etc.
- Liaising with third party vendors and track completion of all necessary reports/verifications/check related to the loan application within the required TAT.
Candidate Profile | Who Can Apply
- Atleast 5 years of relevant experience in the Banking & Financial Services Industry with minimum of 1 years in mortgage business during latest stints.
- Strong Understanding of financials, Banking and repayment related aspects concerning to Non-Individual entities.
- Should have good understanding of Excel, Word and should have had prior experience in LOS/LMS Software.
Education
- Any Graduate - Any Specialization
- MBA/PGDM - Any Specialization, CA / Chartered Accountant - Any Specialization, Any Post Graduate - Any Specialization
- Any Doctorate - Any Specialization
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