OnGrid is a digital trust platform that leverages cutting-edge technologies to make trust establishment and accountability assurance faster, digital, and cost effective. OnGrid platform (web or APIs) can be used for verifying employees, contractors in order to mitigate risk and ensure compliance, and for other scenarios as well where trust is to be established. These scenarios include verification of users, merchants or customers in use cases covering disbursal of loan, offering an insurance product, giving a house, vehicle or furniture on rent, etc.